Investment products

Every product on the platform, across shares, digital assets and currencies, with its terms, fees and risk stated before you invest.

These are not deposits

Target returns are funded from the platform reward pool and are not guaranteed. Digital assets are volatile and you can lose part or all of the amount you invest. Read the risk disclosure before investing.Read the risk disclosure

US Large Cap

SPY · Fixed term

Medium

Target APR

8.00%

Target return · not guaranteed

Broad exposure to the 500 largest US listed companies through an index fund. The target return is the long-run average of that index over decades and not a promise about any single year.

Term: 365 days
Lock-up: 180 days
Payout: Compounding
Minimum: 0.15 SPY
Maximum: 2,000 SPY
Capacity: No limit
Entry fee: 0.00%
Exit fee: 0.00%
Early exit fee: 1.00%

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How a position works

Choose a product
Compare target rate, lock-up and fees. Every term is shown before you confirm.
Confirm with two-factor
Opening a position requires a fresh two-factor proof, exactly like a withdrawal.
Accrue daily
Returns accrue once per day from the funded reward pool and appear in your reward history.
Redeem or mature
Flexible products can be redeemed at any time; fixed-term positions close automatically at maturity.

Investment products

US Large Cap

How a position works

Choose a product

Confirm with two-factor

Accrue daily

Redeem or mature