1. Digital assets are volatile
The price of a digital asset can move by a large percentage within a single day, in either direction, without warning and without an identifiable cause. Historical performance says nothing about future performance. You should not commit money you cannot afford to lose entirely.
2. Target returns are not guaranteed
Every rate published on an investment product is a target, not a promise. Returns are paid from a platform reward pool that must be funded for accrual to happen; if the pool is short, accrual stops and the shortfall is recorded rather than borrowed. An investment product is not a bank deposit, carries no deposit insurance, and gives you no claim on the assets of the platform beyond your position.
3. Loss of principal
You can lose your entire investment. Fixed-term products lock your principal for a published period during which you cannot access it, or can access it only by paying an early exit fee. Being unable to exit during a fall in price is itself a risk.
4. Blockchain and transfer risk
Blockchain transactions are irreversible. Sending to a wrong address, or to the right address on the wrong network, will usually cause a permanent loss that neither we nor anyone else can undo. Networks can congest, fork or halt, delaying deposits and withdrawals for a period we do not control.
5. Custody and operational risk
Holding assets with any platform means relying on that platform's controls. We separate signing keys from the application, require approvals for payouts and reconcile balances against on-chain holdings, but no control set removes operational risk, insider risk or the risk of a successful attack.
6. Liquidity risk
Some assets trade thinly. In a stressed market a quoted price may not be achievable, spreads can widen sharply, and converting a position to another asset may take longer or cost more than expected.
7. Regulatory and tax risk
The legal treatment of digital assets is unsettled and changes frequently. A change of rule in your country can restrict your access to the platform, force the closure of a product, or change your tax position. You are responsible for your own tax reporting; we do not provide tax advice.
8. Technology and third-party risk
Wallets, browser extensions, price providers and identity providers are software that can fail or be compromised. Approving a malicious transaction in your own wallet, or losing your two-factor device without saving backup codes, can cost you access to value that we cannot restore.
9. No advice
Nothing published by the platform — product pages, market data, educational material or support answers — is investment, legal or tax advice, and none of it takes your circumstances into account. If you are unsure whether a product is right for you, take independent professional advice before investing.
By depositing or investing you confirm that you have read this disclosure and that you understand you may lose money.