USDT · Fixed term

USDT 90-Day Fixed

Fixed 90-day term. Principal and accrued returns are released at maturity.

Low

Target APR

7.00%

Target return · not guaranteed

These are not deposits

This is an investment product, not a deposit. It is not insured, the target rate is not a guarantee, and you may get back less than you put in.

How the return is generated

Capital allocated to this product accrues at the published target rate from the platform reward pool. Accrual is calculated daily and stops if the pool is not funded — it is not produced by trading your balance, and it is not a share of anything we earn elsewhere. The rate can be changed for new positions; a position that is already open runs on the terms it was opened with.

Terms and fees

Term: 90 days
Capital and accrued return are released at maturity.
Lock-up: 90 days
Redemption is not possible during the lock-up, except at the early exit fee where one is published.
Payout: Compounding
Whether accrued return is paid out or added to the position.
Minimum: 100 USDT
Maximum: 500,000 USDT
Capacity: No limit
Entry fee: 0.00%
Exit fee: 0.00%
Early exit fee: 1.00%
Charged on the principal if you exit before maturity.

Risk

Target returns are estimates and are not guaranteed. Digital assets are volatile; you may lose some or all of your investment. Past performance is not indicative of future results.

Market risk: The value of the underlying asset can fall. A return quoted in an asset is not a return in your home currency: if the asset falls against it, you can hold more of the asset and less value.
Reward pool risk: Accrual comes from a funded pool. If the pool is not funded, accrual stops. This is disclosed rather than hidden behind an average.
Liquidity risk: During a lock-up your capital is not available. Redemption and the payout that follows take time, and a fixed-term product cannot be shortened by asking.
Operational and counterparty risk: The platform is custodial: we hold the assets and you hold a claim on us. That claim depends on our controls, our solvency and the custody arrangements described in the security pages.

Read the full risk disclosure

Liquidity and redemption

Capital is returned at maturity. Early exit is possible where an early exit fee is published; the fee is charged on the principal and shown before you confirm.